What if you could buy a camera on EMI without a credit card? There are several ways to do that – we’re just describing one way here. Recently, there have been some new solutions for shoppers who don’t have credit cards to shop online to complete their Sony camera list. There are several exciting options for credit cards, but the most exciting is the “Cardless EMI.” Many merchants are now offering this payment option.
After choosing this easy payment option at checkout, it takes only a few minutes to create an account with them. You simply need the PAN of your bank account and your bank account details to create an account.
Your application will instantly be approved after you provide some basic information. A small payment upfront will then be requested. Once the transaction has been completed, your account will be credited, and you can fulfill your Sony camera list.
Why getting a new DSLR on EMI is the next best thing
If you’re tired of paying off credit card bills, then this purchasing option for the best sony dslr camera for beginners is for you. There are now multiple options for buying electronic items on EMI for those who do not have a credit card. Merchants usually partner with them, and many specialize in electronics, including cameras.
If you use an EMI card, you can easily purchase your favorite DSLR on EMI. Today, you can pay for a DSLR using an EMI card, which gives you an easy way to pay in monthly installments without paying interest – only a small processing fee is needed.
In addition, EMI cards enable you to pay for your goods at any time without having to submit any documents for approval. Simple and fast, the process takes a few minutes. Go to Google and type EMI Network Card to discover more exciting offers and deals on the best sony dslr camera for beginners.
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How to EMI Network Card works
Bajaj Finserv EMI Network Card was previously known as the Bajaj Finserv EMI card and is a pre-approved line of credit for a maximum amount of Rs 4 lakh. The credit card can be used for purchases, including groceries and household appliances, in-store and online.
Furthermore, the card can be used to purchase items at partner stores with an EMI plan free of charge. In the next sections, we’ve described how this card works, its USP, what makes it great, the interest rate, etc. It is one card with multiple options:
- Pre-approved loan amount
- Easy repayment tenures that you can modify
- Easy documentation when registering
- e-commerce compatible
- Doubles as an e-wallet when used with the Bajaj Finserv Wallet App
The amount that you spend on purchases gets converted into monthly installments via the Bajaj Finserv EMI Card. Essentially, you’re getting a pre-approved loan. The credit/debit card (where the card is accepted) automatically converts the purchase amount to EMIs.
A major advantage of the loan is that there are no interest charges. Interest rates on loans are zero percent. Your loan amount can be Rs 3 lacs with the EMI card. Repaying the loan can be done in 3, 6, 9,12, 18, or 24 months.
Why it is better than a credit card
Your credit card will be charged when you swipe it. You are required to pay the full amount by the next due date. This means that you will get a 45-day interest-free credit period. With Bajaj Finserv EMI cards, you settle your purchase through a monthly installment plan. There is no interest fee on these cards. This means that you don’t pay any additional fees.
Interestingly enough, even credit cards offer the option of converting purchases into EMIs. In essence, it’s like taking out a personal loan to pay off your outstanding balance. In that case, you must make monthly payments. Unfortunately, those EMIs aren’t free.
It is even easy to apply for this card as long as you have the right documents. You can apply online on our website or offline at any Bajaj Finserv partner stores or branches.